A debit card will always come in handy whenever you want to pay for things with money from your bank account. This card is linked to a checking account making sure you spend only the amount that is in the account. However, you can still exceed the limit provided you have opted in to your bank’s overdraft protection program.

With the different types of debit cards available, never rush into choosing one for the sheer sake of it. Remember, these cards vary in so many things and you ought to opt for one that best suits your needs and preferences. This post will take you through some of the things to consider when choosing a debit card.

Eligibility Requirements

Before you even think about applying for a debit card, it is advisable that you examine the eligibility requirements. In most cases, you have to be of legal age (18 or 19) depending on your country of residence to get your own debit card.  Furthermore, debit cards require you to have a bank account. Luckily enough, some banks issue a debit card that is linked to your account upon opening one.


One thing you ought to remember is that the fees associated with debit cards tend to vary widely from card to card. For instance, a fee will be charged for using your debit cards at an ATM outside your bank’s network. This is something you must factor in if you have to make do with frequent flyer miles.

To avoid spending more than you can afford, be sure to understand what fees may be charged once you apply for the debit card.  Furthermore, figure out what it takes to increase your account balance. Only fill the application form once satisfied with everything.

Final Thoughts

Many factors come into play when planning to apply for a debit card. To have a better purchasing power, never skimp on anything while performing a search. If you have no idea on the best place to start, you can get your DBS Takashimaya Debit Card today without moving a muscle.

Either way, you should learn more about applying for a debit card before filling the application form. Through this action, you won’t have to worry about making a costly mistake way after filling the application form. The good news is that you can leverage the internet in this regard and apply for the best debit card.